Ask the insurer to flex the inpatient benefit If you have outpatient benefits but no residential treatment coverage the insurance company may let you swap coverage to help pay for a residential facility. To find research programs visit the National Eating Disorders Association and the Academy for Eating Disorders website.
Finding An Eating Disorder Treatment Center
Inpatient treatment can cost much more.
Eating disorder treatment no insurance. You policy may not cover a therapist but it might cover a registered dietitian or psychiatrist. Balancing the competing priorities of provider competence and cost of care can be tricky. However be aware that many therapists who specialize in eating disorders do not accept insurance.
Eating Disorder Self Test. If you can find an-in network provider who is contracted with your insurance company this will always be a cheaper option. Many providers who treat eating disorders have.
Click on a state below to find eating disorder treatment options that could be right for you. Insurance companies are notorious for rejecting eating disorder claims or coverage. Self-pay only sliding scale fees based on income no government insurance no private insurance although patients may choose to bill their insurance company themselves Referral.
Heave healthcare insurance with no eating disorder treatment benefits Have coverage for eating disorder treatment but a limited number of inpatient treatment days Have high co-pays and deductibles Have coverage for eating disorder treatment but is denied benefits in the middle of treatment. I understand you may need more than therapy to overcome your ED but it is a place to start and many times therapists are just the people to help you get into a program regardless of money or insurance issues. How Can I Get Eating Disorder Treatment.
Given that appropriate well-integrated treatment for eating disorders can easily cost more than 30000 dollars per month even with insurance an insured individual is usually responsible for some portion of those costs. At a treatment center for eating disorders specialists evaluates each patient and provide discrete highly specialized treatment of patients with anorexia nervosa bulimia binge-eating disorder. Persistence is the key to getting the coverage you deserve.
Many insurance companies have mental health benefits also known as behavioral health benefits under a separate umbrella from their physical health benefits. Eating Disorders are considered a mental illness and most insurance companies do allow a certain number of visits per year. Proper eating disorders treatment must address both the psychological and physical aspects of the disorder.
For example outpatient care can cost more than 100000. Take the EAT-26 self test to see if you might have eating disorder symptoms that might require professional evaluation. As far as not having insurance yes this can make things more difficult but there are still ways to obtain help.
In order to get insurance coverage for eating disorder treatment or extended benefits on a plan that offers some coverage patients should. Clinicians may not have a specialty in eating disorders but may be able to help you address other issues that may be related to the eating disorder such as depression and anxiety. Insurance Coverage for Eating Disorders.
Insurance companies continue to dictate what they will or will not cover. The first-line of decision making about health plan benefits is typically made by a utilization review manager or case manager. Ask all of your providers about insurance.
I Dont Have Insurance. All answers are confidential. If you have insurance it is important to understand your plan and how you can use it to best.
For example Missouri recently passed a law requiring insurance companies to offer fair coverage for the treatment of eating disorders. There may be affordable mental health clinics in your community that offer counseling for low or no cost. Other options for those who do not have benefits or insurance is to look at what foundations or free trials are offered at specific facilities.
The passage of mental health parity means that legally mental health must be covered on par with physical health. Research any laws in your state that support eating disorder treatment. Choose a Provider with a Specialization in Eating Disorders.
So we know its hard to have additional hurdles like learning insurance jargon so you can interpret your healthcare benefits and determine your cost of care. Many insurers refuse to treat an eating disorder equivalent to a mental disorder even though required by law. Most insurance plans cover medical treatments including nutritional support and plans may also cover counseling services.
Seeking treatment for your eating disorder is a big decision. Anorexia treatment can be expensive. Find a Treatment Facility Near You.
